Terms of Service
Last Updated: 11/10/25
1. Acceptance of Terms
Welcome to DebtZoom.org (“DebtZoom,” “we,” “us,” or “our”). By accessing or using our website (the “Site”) or submitting any information through our forms, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy (collectively, the “Agreement”).
If you do not agree to these Terms, you should not access or use the Site.
2. Our Services
DebtZoom.org is an advertising and lead generation website designed to connect consumers with debt-relief and financial service providers who may be able to assist with unsecured debts.
We are not a lender, creditor, debt settlement company, or financial advisor. We do not provide loans, offer credit, or negotiate debt on behalf of consumers.
By submitting your information on this Site, you authorize DebtZoom.org and its network partners, affiliates, and marketing partners to contact you via phone, text message, email, or other means regarding financial assistance or debt relief options, even if your number appears on a national or state “Do Not Call” list.
3. Eligibility
To use this Site or submit your information, you must:
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Be at least 18 years old and a U.S. resident.
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Provide accurate, complete, and current information.
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Use the Site for personal, non-commercial purposes only.
Any submission that contains false or misleading information may be rejected or removed at our sole discretion.
4. No Guarantee of Results
Submitting your information does not guarantee that you will qualify for a debt-relief program or receive any specific outcome.
Qualification for any service is determined solely by the participating providers to whom your information is submitted. We make no warranties or representations regarding the quality, outcome, or availability of any debt-relief service.
5. Consent to Contact
By providing your contact information on this Site, you expressly consent to be contacted by DebtZoom.org, its affiliates, or third-party partners through the methods you provide, which may include:
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Automated telephone dialing systems
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Pre-recorded or artificial voice messages
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Text messages (SMS/MMS)
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Email correspondence
You understand that your consent is not a condition of purchase and that you may revoke your consent at any time by contacting us directly or following opt-out instructions in the messages.
6. Third-Party Relationships
DebtZoom.org may share your submitted information with affiliated companies, service providers, or marketing partners to help match you with debt-relief providers.
We do not control or endorse the actions of these third parties. Your interactions with them—including any advice, services, contracts, or outcomes—are solely between you and the third-party provider.
We are not responsible for any damages or losses resulting from your dealings with third-party companies.
7. Intellectual Property
All content on this Site—including text, graphics, logos, design elements, and software—is owned or licensed by DebtZoom.org and is protected by applicable intellectual property laws.
You may not reproduce, modify, distribute, or publicly display any part of this Site without our prior written permission.
8. Prohibited Activities
You agree not to:
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Use the Site for any unlawful, misleading, or fraudulent purpose.
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Submit false or incomplete information.
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Attempt to interfere with the Site’s operation, security, or infrastructure.
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Collect data from the Site using automated tools or bots.
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Impersonate another person or misrepresent your affiliation with any entity.
9. Disclaimer of Warranties
The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
DebtZoom.org disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, DebtZoom.org, its owners, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of the Site or any third-party services, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless DebtZoom.org, its owners, affiliates, employees, and agents from any and all claims, liabilities, damages, losses, or expenses (including attorney’s fees) arising from your use of the Site, your violation of these Terms, or your interaction with third-party providers.
12. Modifications to Terms
We may update or revise these Terms from time to time. Changes will be posted on this page with the updated “Last Updated” date.
Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the California, without regard to its conflict of laws principles.
Any disputes arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in California.
14. Severability
If any provision of these Terms is found to be unlawful or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
15. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
DebtZoom.org
Email: info@debtzoom.org
Phone: 888-973-2683